Union Bank Cd Rates

Traditional and FLEX CDs

Deposits insured by FDIC up to $250,000 per depositor, per FDIC insured bank, per ownership category. DIF (Depositors Insurance Fund) insures your savings that exceed the FDIC limit In order to open a HarborOne Bank, deposit account, you must have a valid mailing address (excludes PO Boxes) in New England ( including Massachusetts, New.

Watch your money grow with a Citizens Union Bank Saving Account or CD! Certificates of Deposit. High Interest Savings. Individual Retirement Account (IRA) Health Savings Account. ICS - Insured Cash Sweep.
While First Internet Bank (First IB) offered consistently good (and occasionally great) CD rates starting in 2016, those rates began a steady decline in early 2019. This past April, First IB did across-the-board CD rate increases (in the neighborhood of 20-25 bps), but those gains were short-lived.

When you commit to keeping your funds with Union Bank for a defined period of time, we reward you with our highest interest rates. A Bank Certificate of Deposit (or CD) is an interest-earning vehicle that keeps your funds on deposit for an agreed length of time. CDs are said to have “matured” when their term is up. There is often a penalty for withdrawing your funds before the maturity date, but, at Union Bank, the interest your CD bank account earns doesn’t have to remain in the CD until maturity. You can choose to deposit the interest you’ve earned automatically into another account, or use your CD as collateral for a loan. Union Bank offers a variety of terms and options to tailor your CD to meet your needs, and both Traditional and FLEX CDs enjoy FDIC-insured funds up to applicable limits.

Need more flexibility? A FLEX CD offers even more options than a Traditional CD, including unlimited deposits and one monthly withdrawal without penalty (up to 25% of the principal balance; minimum CD balance requirement applies). No-penalty CDs are a great way to invest your money while maintaining some access to your funds.

Certificate of Deposit Account Registry Service (CDARS^®)

Deposits up to $250,000 are insured by the FDIC. When you sign a Certificate of Deposit Account Registry Service (CDARS) agreement with Union Bank, you also receive full FDIC insurance for high-dollar deposits over $250,000.

Watch the video below, for an overview of the CDARS program.